As the academic year begins, many students in England are embarking on their higher education journey as they begin the UCAS application process to study at University next year. For most, this involves not only choosing a course and a university but also understanding how student loans work to fund their studies. The system of student loans in England has undergone changes this year, and it's essential to have a clear understanding of the current landscape to make informed decisions.

You don’t need a confirmed place at University or college to apply for your funding, and its worth applying early to make sure its there in time for your course.